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Are loan guarantees effective? The case of mexican government banks
Mexican Government’s Banks offer loan guarantees to private banks in order to spur credit directed to non-financial small and medium sized firms and this policy is examined here. Application of representative data to the comparative static analysis of the guarantee-use decision suggests that these schemes, as currently designed, are justifiable from an economic viewpoint. However, there is some...
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Financial development and the distribution of income in Latina America and the Caribbean
One of the central concerns in Latin America an the Caribbean (LAC) has been the reduction of poverty and inequality so prevalent in the continent. Using large world samples, the literature has found that financial development increases economic growth, increases the income of the poor, and reduces inequality. This paper studies the effects of financial development on the whole distribution of...
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Book review. Beyond survival. Protecting households from health shocks in Latina America, by Baeza, Cristian C., y Truman G. Packard
The book by Cristian Baeza and Truman Packard is based on the next hypothesis: adverse health events reduce the consumption of goods and services different from health services, and many households become poor because of that. While the authors recognize that the evidence they present on the topic is limited, they propose the use of a “universal risk pool” as a way to eliminate the problem of...
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Financing universal enrollment to social health insurance: lessons learned from Colombia
The paper discusses the financing of the health care reform implemented in Colombia since the early nineties and explains the obstacles faced on the way to universal enrollment to social health insurance. The paper describes the reform and the sources created for its financing. It presents the observed trends in the financing of the insurance schemes created by the reform, identifies the...
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Understanding ten years of stagnation in Costa Rica's drive for universal coverage
This study analyzes achievements and obstacles in the process of moving towards universal coverage of essential health care services in Costa Rica. It describes the country as exemplary in the region, both in terms of population health status as well as health financing indicators. Life expectancy and the level of pre-payment are both comparable to high income countries. However, the process that...
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The emerging paradigm in heatlh care policy: the case of Canada
The model of health care financing and delivery for which Canada is best known internationally is its universal, single-payer, first-dollar system of coverage for physician and hospital services. For several decades following its establishment in the late 1950's and 1960's, this model provided public finance from the general tax base (like the UK), at levels of generosity, relative to GDP, like...
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Introduction (on the subject that is addressed in the issue number)
In this issue of Well-being and Social Policy we have tried to include articles that support the debate around social insurance in health. This is an issue in which simple answers are hardly ever found, and a long term effort is required to understand the idiosyncrasy of each country and the best mix of regulation and financing options. Additionally, the studied cases point out to the need of a...
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Book review. Public policy for an inclusive growth, edited by Pablo Cotler
The book “Public Policy for an Inclusive Growth” (The book) is an opportune and fortunate document. It is opportune because it is presented at a time in which public policy topics are subject to a wide debate in Mexico, and the discussion is fed with diverse points of view, theoretical and political, from which it is the purpose to analyze, design, redesign, implement, and evaluate the government...
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Retirement incentives: pension wealth, accrual and implicit tax
This paper estimates social security financial incentives for early retirement using contemporary techniques developed in economics, and compares these estimates to those estimated for developed countries. I find that implicit tax on continued work increases with age and amounts to over one-third of an individual potential earnings at age sixty-five. The pension replacement rate shows the degree...
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Scale economies in the pension fund managers industry in Mexico: a semi parametric approach
It has been widely accepted that reforms on pension schemes have led to improvements in the financial viability of the systems. Nevertheless, at the same time it has been shown that fees charged by pension fund managers (PFM) are very high, implying high mark-ups for them and lower expected pensions for the participants. The presence of economies of scale has been suggested as one main reason for...
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Book review. The economics of crime: lessons for and from Latina America, by Rafael Di Tella, Sebastian Edwards, and Ernesto Schargrodsky
The Economics of Crime: Lessons for and from Latin America makes an important contribution to the study of crime and violence in Latin America and to the debate about what works for reducing crime (and at what cost?). As the title of the book correctly suggests, the book brings together contributions from Latin American economists on the determinants and consequences of crime, as well as...
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The health insurance reform in the Netherlands and its relevance for Mexico
Alrededor del mundo se observan dos versiones de la organización de los seguros de salud; la seguridad social basada en el empleo, y los servicios nacionales de salud. En Latinoamérica regularmente se usa la primera, pero se está lejos de lograr la cobertura universal. En los Países Bajos encontramos una peculiar mezcla de obligaciones públicas y responsabilidades privadas. La cobertura universal...
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Economic polarisation and gobernality in México
The purpose of this essay is to appraise alternative hypothesis about the origins of recent social revolt in Mexico. It shows that it is not clear that a severe rise in poverty preceded the origins of violent conflict but social polarisation. Therefore, government attempts to deactivate the economic factors that led to social unrest did not necessarily upgrade povertyreduction policies. The...
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Do investments in public spaces generate social capital? Evidence for Mexico
The formation of social capital is critical for developing countries. This paper investigates the effects of attempts to recover public spaces in marginalized areas of Mexico. The effects are estimated through balancing in the propensity scores. We focus on the results of perception of safety, support and social capital. When efforts are made to recover public spaces, the perception of safety...
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Response of social security systems to the covid-19 pandemic in the Americas, assessment of the first year of the emergency: the case of Trinidad and Tobago
This paper analyzes the response of Trinidad and Tobago and the actions taken by its social security systems to face the covid-19 pandemic during the first year of pandemic. The approach consists of two phases. Firstly, literature and public statistics were collected and analyzed. Secondly, meetings and information requests were conducted with public officials to provide additional information...
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Informe de seguridad social y bienestar en las Américas 2020. Versión abreviada
Esta información permitirá formular recomendaciones de política pública que promuevan una seguridad social universal, de calidad y orientada al bienestar en las Américas, como parte de los esfuerzos basados en la cooperación internacional para garantizar el acceso a este derecho humano. Antes de comenzar, debe decirse que el ISSBA no se publica en un momento cualquiera, sino en medio de una de...
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XIX Assembléia Geral. Confêrencia Interamericana de Seguridade Social - CISS. "For a social security with quality and without excluded ones"
Guía de información sobre la XIX Asamblea General de la Conferencia Interamericana de Seguridad Social que incluye información general para los participantes así como el programa de actividades que tuvo lugar en Fortaleza, Brasil del 26 al 30 de noviembre de 2001.
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Conferencia Interamericana de Seguridad Social
Folleto conmemorativo de los 75 años de la Conferencia Interamericana de Seguridad Social en el que se presenta una semblanza del organismo, su estructura y su membresía.
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Efectos redistributivos del Programa Nacional de Financiamiento al Microempresario y a la Mujer Rural en México Un estudio con enfoque de género
Se cuantifican los efectos del Programa Nacional de Financiamiento al Microempresarioy a la Mujer Rural (Pronafim) en la generación y redistribución del ingreso en México con perspectiva de género. Para ello, se formula el modelo de multiplicadores contables que recoge endógenamente las relaciones ingreso-gasto entre: 31 sectores económicos; dos tipos de hogares, los encabezados por hombres y...
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Migración laboral: retos y oportunidades para la protección social
La migración internacional se ha establecido como un fenómeno normal en las sociedades contemporáneas, pero se mantiene una gran deficiencia en la cobertura de la seguridad social hacia los migrantes internacionales. Las cifras de flujos anuales de migración se han estabilizado después de la disminución que ocurrió a partir de la recesión económica de 2007-2009, y hay un acervo grande de familias...
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